You are connected to the eConnect portal of WEALINS S.A., to which the following clauses apply.

The material available on the portal, whatever its nature (financial or other), is provided for information purposes only. This information is based upon sources of information which WEALINS believes to be reliable. However, no guarantee nor warranty of any kind, express or implied, is given by WEALINS as to the accuracy, up-to-date nature, completeness or, more generally, the quality or the reliability of the said information.

No directors or employees employed at WEALINS or any company on behalf of which the aforementioned persons provide any services, accept any liability or responsibility in respect of the information expressed herein.

The information on this website should not be regarded as an offer nor a solicitation to buy, sell or otherwise deal with any investment referred to herein and is not intended for distribution to, or use by, any person in any country, including the United States, where the concerned life insurance products are not authorised or registered for distribution. The information provided on this portal has no value in terms of legal, accounting or fiscal advice and is only valid at the time given. It cannot appropriately substitute the knowledge and skills of the user.

WEALINS is the only party with the right to modify, add to or remove information that appears in the portal. WEALINS reserves the right to modify, add to or remove the said information at any time without prior warning. This information may originate from third parties, in which case WEALINS has no control over content thereof. WEALINS may not be held liable for any direct or indirect consequence resulting from the use of the information.

The eConnect portal can be accessed from anywhere in the world, but access to the protected part is limited to authorized users only. It is the responsibility of the user to protect and keep their credentials safe and personal.

In the event of force majeure or the occurrence of an event outside the control of WEALINS, the latter may interrupt or be obliged to interrupt all or part of the service, without prior notice. Whenever possible, WEALINS will in particular give notice of times when the service will be interrupted and will take all necessary measures to re-establish a connection in the shortest time possible. However, WEALINS cannot in any circumstances be held responsible for such interruptions and/or delays in re-establishing the service.

Similarly, WEALINS cannot be held responsible for direct or indirect damage of any kind, in particular and not limited to damage resulting from the interruption, withdrawal or malfunction of the service, notably in the event of maintenance or restoration of the computer service, technical breakdown of the computer system, overloading of the Internet network, cutting of the telephone line, error, negligence or fault by the Internet Service providers, third parties or clients, or a virus derived from the Internet.

WEALINS shall not be held liable in the event of problems attributable to the defective operation or poor configuration or general use of the visitor's computer equipment or where the computer equipment used by the visitor is not sufficiently powerful. The same shall be true for any loss or damage that connection to the service and/or the use of any software thereon may cause to the visitor's computer equipment (hardware, software...) or to stored data. All information made available by WEALINS for visitors on its site are communicated at their responsibility and at their risk and peril in accordance with their presumed irrefutably sufficient knowledge of the risks involved in the Internet network.

The eConnect portal constitutes a protected work in respect of intellectual property. In a general sense, the property rights of WEALINS must be respected. The user shall not acquire any property right in respect of software, programs, information, applications or instructions made available to him by WEALINS. The latter only grants him a right of use. The user undertakes to respect the rules of use issued by WEALINS and shall refrain from making any copies, modifications or adaptations and shall not make them available to third parties.

All these elements and information must not be resold or redistributed by any means whatsoever.

WEALINS provides the following general information to answer any concerns that you may have around the security of the internet, including online transactions.

WEALINS makes every effort to provide optimal security of your data and of all transactions. For us, protecting our clients is just good business. Despite how hard we work, there are risks online and you can take some action to protect yourself. Here we provide some information to help you.

WEALINS may communicate with you by e-mail on occasion, so how can you tell which e-mails are from us, and which are fraudulent? All communication from WEALINS will follow these rules:

If you have any doubt about any email you have received purporting to be from WEALINS, you should contact us.

You must be sure that you have a secure connection to our eConnect portal and that it really belongs to WEALINS. The WEALINS internet addresses are clearly recognizable and the internet address (URL) does not contain errors; www.wealins.com is good, www.wealims.com is not.

Check that the connection to the eConnect portal is secure:

And

If the URL begins with https://, the secure lock icon (a small padlock) will appear on the browser. The appearance of the padlock icon may be different depending on the browser (version).

When you click on the padlock icon, information about the security certificate should appear. The certificate shows you who owns the website; it should show the name of WEALINS. Verify that the data and validity are correct.

If you receive a warning in your browser that there is something wrong with the certificate or the secure connection, you should stop using the eConnect portal and contact us.

Your username and password are the keys to your account. Never write them down, never give them to anyone else and never include them in an e-mail. Destroy documents containing personal information securely, and be very cautious in posting personal details to social networking sites on the internet, as criminals can use this information to commit fraud. Remember that protecting your username and password is your responsibility.

Your online security is closely related to your computer's security. Take care of your computer to make it secure.